EVERYTHING YOU NEED TO KNOW ABOUT SPRAY FOAM INSULATION

Spray foam has been in the spotlight recently, and if your home has this type of insulation in the roof space or you’re thinking of installing it, it’s vital you do your research to ensure the best outcome. Here’s what you need to know. 

What is spray foam insulation?

Spray foam insulation has been used in roofs, attics or lofts in thousands of properties across the UK to improve energy efficiency and stop heat escaping. Much of it was installed under the previous government’s Green Homes Grant Scheme, which ran in England until 31st March 2021.

There are two types of spray foam insulation: closed cell spray foam and open cell spray foam

Closed cell spray foam sets solid and has sometimes been used to support the structure of a property, particularly a roof in poor condition. 

Open cell spray foam stays soft when set and is only used for insulation. 

Homeowners considering installing spray foam insulation are advised to conduct their own thorough independent research first, as some mortgage providers are reluctant to lend against homes with spray foam insulation. Other lenders may offer mortgages to homeowners who have a property with spray foam insulation if certain criteria for the type of spray foam used and the installation are met.

What should I do if my house has spray foam insulation?

If your property has spray foam insulation in the roof space and you are planning to sell your home, make sure you have all the relevant paperwork and guarantees from the installation, including the product certificate, installer warranty and a survey report, to show that it was installed by a reputable company.

You could contact the installation company or manufacturer if you have any concerns about spray foam installation in your roof space. It might also be worth asking for a specialist surveyor to carry out an assessment of the spray foam insulation. 

What should I do if I’m buying a property with spray foam insulation?

The Homeowners Alliance advises buyers to ask a surveyor to check the roof space of the property they are planning to buy for any spray foam insulation. If it is present, buyers should notify their conveyancer so they can obtain copies of the correct guarantees and paperwork to show the spray foam insulation was installed correctly.

If you want to proceed with the property purchase regardless of spray foam insulation, the HOA suggests you could ask the seller to remove the insulation or get your own quote for removal and ask them to lower the sale price so that you can pay for the removal of the spray foam after you move in. It is advised to seek advice from your surveyor, as there could be damage underneath the spray foam.

Further information

The Royal Institute of Chartered  Surveyors has published a free consumer guide on spray foam installation.

The Insulation Manufacturers Association offers advice on spray foam installation and manufacturers. Click here for more information